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Liquid Assets

Values for collectible wine and spirits continue to trend upward, especially for hard-to-find bottles with exceptional provenance. Whether you purchase a “blanket” policy with an overall limit - affording you the flexibility to add and remove bottles without notifying your insurance provider each time - or a “scheduled” policy with each bottle insured separately, our policy responds to a wide range of perils.

Look to AIG for broad, customizable wine insurance coverage, including:

  • Worldwide coverage, including while in transit
  • No deductibles
  • Agreed values
  • Reimbursement up to an additional 50% of scheduled value
  • Loss in value coverage for partial losses
  • Immediate coverage for new acquisitions
  • Coverage for pairs and sets
  • Mechanical breakdown if wine spoils due to climate control system failure

AIG’s risk management specialists and our elite vendor network can help you preserve the value of your collection and minimize its exposure to harmful conditions. Look to us for best practices and advice on building a cellar and for vetted service providers for appraisals, storage facilities, wine shippers, and inventory management solutions.

Last updated Tuesday, December 4th, 2018

Copyright © 2020 American International Group, Inc. All rights reserved.

AIG Private Client Group is a division of the member companies of American International Group, Inc. (AIG). Policies are underwritten by member companies of AIG, including AIG PROPERTY CASUALTY COMPANY. This is a summary only. It does not include all terms and conditions and exclusions of the policies described. All references to claim settlement information are based on the loss being covered by the policy and are subject to change without prior notice. Please refer to the actual policies for complete details of coverage and exclusions. Coverage and supplemental services may not be available in all jurisdictions and are subject to underwriting review and approval. Services provided by third parties are not guaranteed by AIG Private Client Group and may be discontinued at any time.

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